As human beings, we just aren’t biologically wired to think about events far off in the future. Fight-or-flight works well enough to handle short-term problems, but when thinking about events that are both uncertain and decades in the future, many people find it easier to simply postpone the matter and worry about it later. Unfortunately, when it comes to dealing with long-term care needs, that sort of mindset makes the problem much worse. The sooner a person starts thinking about their needs and their strategies for meeting those needs, the better the slate of options.
